Debit Card Registration (FSA & HSA)
This page has information on your FSA/HSA debit card. It includes instructions for registering your debit card and how to use the My SmartCare Portal.
All new enrollees in a Flexible Spending Account (FSA) and Health Savings Account (HSA) will receive a debit card in the mail a few weeks after enrollment for new hires or prior to the new calendar year, if you enrolled during Open Enrollment. The debit card is valid for three years from the date you received it and can be used for multiple years. Do not throw away your debit card at the end of each calendar year.
Register Your Debit Card with My SmartCare Online Portal
- Receive your debit card in the mail after completing benefits enrollment.
- Go to the MySmartCare Online Portal
- Select "REGISTER" in the top right corner of the screen to begin. See screenshot.
- Employee ID: your Social Security Number
- Registration ID: Benefits Debit Card number or Employer ID
- Employer ID: BCCSLO
- Configure your account
- Set up reimbursement method and payment schedule
- Request additional debit cards for your tax dependents
By registering with My SmartCare, you will have the option to receive important push notifications (account balance, grace period, year-end reminders; notice of debit card mailed, etc.) via email or text message. You can manage these notifications in your My SmartCare communication settings.
Register Your Debit Card with My SmartCare Mobile App
- Receive your debit card in the mail after completing benefits enrollment.
- Open the app store from your iOS or Android device.
- Search "BCC SmartCare"
- Install & Open the free app
- Click "REGISTER" to begin
- See registration steps above.
You have the option to save your User ID to your mobile device by choosing "ON" next to "Save this Online ID." This will allow you to bypass the secure sign in process each time you log in after you verify your identity during the initial log in.
If you need to request a new debit card, you may contact BCC. Please make sure your address is up to date in BenXcel as that address is used for mailing.
Contact Information
BCC is the third-party administrator for all FSA accounts
Phone: (800) 685-6100
Email: [email protected]
Website: mywealthcareonline.com/bccsmartcare/
Customer Service Center Hours
Monday - Thursday: 5:00am - 5:00pm PT
Friday: 5:00am - 3:00pm PT
The Call Center can assist with questions regarding account balance, claim status, substantiation, debit cards, check reimbursement, eligible expenses, My SmartCare registration, and other general FSA/HSA questions.
FAQs
A new debit card is only sent out for new FSA and HSA enrollments. The debit cards are good for three years and should be kept for use in future years. If you believe you should have received a debit card, confirm your address is correct in BenXcel and then contact BCC to request a new debit card.
Reference
Health Savings Account (HSA) |
Limited Purpose FSA |
Dependent Care FSA (DCFSA) |
Healthcare Flexible Spending Account (FSA) |
Submit a Claim for Reimbursement (FSA & HSA) |